Financial Literacy

A guide for being smarter about your finances

Money Smart Tools


College Loans and Debt

Identity Theft & Fraud

Credit Reports and Scores

Credit reports contain information about your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you've been sued, arrested, or filed for bankruptcy. You are entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year. The reports can be ordered FREE through either of these websites: