Research Guides: Financial Literacy: Money, Money, Money!

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Money Smart Tools

Smart About Money (SAM)
Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

Budgeting Worksheets
Calculators
Checklists
Financial Tools from MyMoney.gov
On-line calculators, budget worksheets, planning checklists and other helpful resources from the federal government for making financial decisions from MyMoney.gov

College Loans and Debt

Federal Student Aid
Learn more about the process of taking out (and repaying) federal student loans.
Financial Aid at Saint Francis University

Identity Theft & Fraud

FDIC Consumer Protection
The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation's financial system by insuring deposits and examining and supervising financial institutions for safety and soundness and consumer protection. This page provides information about safe internet banking, tips for protecting your personal information from identity theft, and stopping fraud.
FTC Identity Theft Resources
The Federal Trade Commission (FTC) is the nation’s consumer protection agency. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace. Did you get a notice that says a company lost your personal information in a data breach? Did you lose your wallet? Or learn that an online account was hacked? This page contains resources for individuals; law enforcement; attorneys and advocates; businesses; and videos and pamphlets to share with your community.
IdentityTheft.gov
IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process.

Credit Reports and Scores

Credit reports contain information about your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you've been sued, arrested, or filed for bankruptcy. You are entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year. The reports can be ordered FREE through either of these websites:

10 Bad Financial Habits You Need to Break to Get Out of Debt
Annual Credit Report.com Credit Reports
Obtain free credit reports from TransUnion, Equifax, and Experian.
USA.gov Credit Reports and Scores
Credit reports help lenders decide whether or not to extend you credit or approve a loan, and determine what interest rate they will charge you. Prospective employers, insurers, and rental property owners may also look at your credit report.
It's important to check your credit report regularly to ensure that your personal information and financial accounts are being accurately reported and that no fraudulent accounts have been opened in your name. If you find errors on your credit report, take steps to have them corrected.